MOTOR INSURANCE CLAIMS ORCHESTRATION PLATFORM

Orchestrate Every Claim.
Eliminate Blind Spots.
Secure Every Settlement.

UCI is a motor insurance claims orchestration platform that connects surveyors, workshops, policyholders and partners through one insurer-controlled execution layer.

Surveyors
Workshops
Policyholders
Parts & Vendors
Recovery Partners
THE INSURANCE CLAIMS EXECUTION GAP

Your Claims System Can Process a Claim.
But Can It Control Everything That Happens Around It?.

Modern insurers already have systems for policy administration, FNOL, claims registration and settlement.
The challenge begins after a claim enters execution - when surveyors, workshops, customers and other partners operate across different systems, channels and processes.

INSURER'S CORE SYSTEMS

Handle registration, processing and settlement.

Policy
Administration
FNOL &
Claim Registration
Claims
Management
Payment &
Settlement
EXECUTION HAPPENS OUTSIDE DIRECT CONTROL

Multiple partners, systems and channels.

Surveyors
Workshops
Policyholders
Parts & Vendors
Recovery
Partners
WHERE CLAIMS BREAK DOWN

Execution involves multiple stakeholders, channels and systems -
making it difficult to maintain control, visibility and consistency.

Surveyor Coordination

Allocation is manual, delayed or inconsistent, and inspection data is often incomplete or unstructured.

Workshop Coordination

Estimates require repeated follow-ups, approvals are delayed and repair progress is not always visible in real time.

Customer Visibility

Policyholders often depend on calls or manual updates to understand claim progress.

Partner Accountability

Parts quality and pricing are not governed, salvage value is lost and partner performance is difficult to track.

!
THE REAL CHALLENGE

The issue isn’t processing claims. It is orchestrating the claims ecosystem.

THE SOLUTION

UCI - The Insurer’s Control Layer
for Claims Execution.

UCI sits between your core systems and the external claims ecosystem, connecting and governing every stakeholder involved in claim execution - from survey to settlement.

YOUR EXISTING SYSTEMS

Policy, Claims and Settlement

Policy
Administration
FNOL &
Claim Registration
Claims
Management
Payment &
Settlement
Claim data
and updates

UCI

INSURER CONTROL LAYER
Orchestration & workflows
Partner coordination
Real-time visibility & reporting
SLA, compliance & exception control
Assigned work,
approvals and
status updates
CONNECTED CLAIMS ECOSYSTEM

Multiple stakeholders. One governed flow.

Surveyors
Workshops
Policyholders
Parts & Vendors
Recovery
Partners
Other PartnersTPAs, fleets, service providers
WHAT UCI DELIVERS

Insurer Control

Control and governance across the entire claim lifecycle.

Digital Orchestration

Connect and coordinate all external partners through one platform.

Operational Efficiency

Eliminate manual coordination and follow-ups across multiple channels.

Single Source of Truth

A real-time view of claim status, partner activity and key metrics.

BUILT TO WORK WITH YOUR EXISTING SYSTEMS

UCI does not replace your core systems. It connects, governs and standardizes execution around them.

HOW UCI WORKS

A Simple, Governed Flow
for Connected Claim Execution.

From claim registration to final settlement, UCI orchestrates every step, connects the right partners and keeps the insurer in control with real-time visibility.

01

Claim Registration

Claim data flows from the insurer's existing systems into UCI.

  • FNOL and claim details
  • Automatic case creation in UCI
02

Partner Allocation

UCI allocates surveyors, workshops and other partners based on rules, location, availability and SLAs.

  • Certified partner network
  • Rules-based allocation
03

Execution & Updates

Surveyors, workshops and partners execute their tasks on connected platforms (e.g. UniClaim, WMS).

  • Structured data capture
  • Real-time status updates
04

Approvals & Governance

UCI manages estimates, approvals, re-approvals and exceptions with full visibility and control.

  • Rules-based workflows
  • SLA and exception alerts
05
₹

Settlement & Closure

Approved claims move to settlement, with complete audit trail and partner performance records.

  • Seamless handoff to insurer systems
  • End-to-end claim history
THROUGHOUT THE CLAIM LIFECYCLE

Real-time Visibility. Better Control. Measurable Outcomes.

UCI keeps the insurer informed with real-time updates, partner performance and data-driven insights at every stage of the claim.

Real-time status tracking

Know what’s happening across every claim.

Partner performance

Track SLAs, TATs and exceptions.

Audit-ready data

Complete and structured claim execution records.

Network insights

Identify trends, leakages and improvement areas.

ENTERPRISE CONTROL & INTELLIGENCE

One Real-Time View of Your Entire Claims Ecosystem.

Bring claims, surveyors, workshops, estimates, approvals, parts and salvage recovery into one centralized command view - giving insurer leadership real-time visibility to monitor cycle times, eliminate cost leakage and enforce SLA governance across the network.

RAMP Enterprise Claims Operations Intelligence Dashboard
Live Claims Telemetry
RAMP Enterprise Claims Operations Dashboard Overview
MULTI-TIER CLAIMS DRILLDOWN Move seamlessly from insurer-level macro visibility down to granular claim lifecycle events.
01
Portfolio & Zone Macro SLA & TAT metrics
02
Partner & Network Surveyor & garage tier
03
Claim Case FNOL, policy & vehicle
04
Stage & Estimate Survey, quote & parts
05
Audit & Settlement Approvals, payment & salvage
End-to-End Operational Control

See the entire claims ecosystem. Identify bottlenecks. Act before SLAs slip.

VALUE FOR EVERY STAKEHOLDER

A Connected Ecosystem
That Works for Everyone.

UCI brings every stakeholder into a single, governed claim execution flow - with the right access, tools and visibility for their role.

Insurance Companies

End-to-end control, visibility and governance across the entire claim ecosystem.

  • Real-time claim execution visibility
  • Partner performance tracking
  • SLA and exception management
  • Cost control and higher recoveries

Surveyors

Structured workflows, faster allocations and seamless submission.

  • Automatic claim allocation
  • Guided inspection workflows
  • Photo, video and document capture
  • Real-time submission and TAT tracking

Workshops

Transparent approvals, faster turnaround and better collaboration with insurers.

  • Digital estimate submission
  • Approval and re-approval workflows
  • Live repair status updates
  • Faster claim cycle and payments

Policyholders

Timely updates and a better claim experience.

  • Real-time claim status
  • Survey and approval updates
  • Repair progress and delivery timelines
  • Less dependency on call centres

Parts & Vendors

Governed procurement, verified partners and transparent pricing.

  • Certified vendor network
  • Authorized pricing and quality
  • Parts availability visibility
  • Anti-counterfeit assurance

Recovery Partners

Better scrap value realization through a controlled and compliant process.

  • Authorized RVSF integration
  • Accurate ELV valuation
  • Digital documentation and compliance
  • Faster disposal and recovery
FOR INSURERS

Greater Control. Lower Losses.
Happier Customers.

With UCI, insurers move from fragmented execution to a connected, governed and measurable claims ecosystem.

Operational Predictability

Predictable claim execution across all partners

Cost Leakage Reduction

Lower losses with governed approvals and recoveries

Faster Claim Settlement

Shorter claim cycles with real-time orchestration

Stronger Partner Accountability

Clear SLAs and measurable performance

Improved Customer Experience

Transparent and self-serve claim visibility

Higher Recovery Value

Better ELV realization through controlled scrappage and parts management

BUSINESS OUTCOMES

What Insurers Achieve with UCI.

With UCI as the insurer-controlled orchestration layer, organizations move from fragmented execution to measurable control.

01

Operational Predictability

Predictable claim execution across surveyors, workshops and partners.

  • Real-time execution visibility
  • Fewer delays and exceptions
  • Consistent claim processes
02

Cost Leakage Reduction

Lower losses through governed execution, approvals and recoveries.

  • Controlled repair costs
  • Governed parts pricing
  • Higher salvage recovery
03

Faster Claim Settlement

Shorter claim cycles driven by real-time orchestration and visibility.

  • Faster survey and approvals
  • Reduced rework and re-surveys
  • Quicker handoffs to settlement
04

Stronger Partner Accountability

Clear SLAs, tracked actions and measurable partner performance.

  • SLA and TAT tracking
  • Partner performance reports
  • Data-driven partner governance
05

Improved Customer Experience

Transparent, self-serve claim visibility without follow-ups.

  • Real-time claim status
  • Fewer call centre inquiries
  • Higher policyholder satisfaction
06

Higher Recovery & Salvage Value

Better ELV realization through governed scrappage and parts control.

  • Authorized RVSF integration
  • Accurate ELV valuation
  • Compliant and traceable disposal
THE RESULT

Greater control across the entire claims ecosystem.

UCI helps insurers reduce losses, improve efficiency and deliver a better experience for every stakeholder.

30–50%

Lower claim
cycle time

15–25%

Reduction in
cost leakage

20–40%

Higher salvage
recovery value

4.5/5

Improved
customer rating

REAL IMPACT

Measurable Outcomes Across
the Claims Ecosystem.

UCI helps insurers bring control, efficiency and transparency to every stage of the claim, driving better outcomes for all stakeholders.

Faster Claim Execution

Streamlined coordination across surveyors, workshops and partners.

30–50%
Reduction in claim cycle time

Lower Claim Costs

Governed approvals, accurate estimates and better parts control.

15–25%
Reduction in overall claim costs

Higher Recovery Value

Better salvage, scrap and recovery management with full traceability.

20–40%
Improvement in recovery value

Improved Partner Performance

Clear SLAs, real-time tracking and data-driven accountability.

60%
Faster survey turnaround

Better Customer Experience

Real-time claim visibility and fewer follow-ups.

50%
Reduction in customer inquiries

More Transparency & Compliance

Complete audit trail across every stakeholder and action.

100%
Traceable claim execution records
THE RESULT

Greater Control. Lower Losses.
Better Claim Outcomes.

With UCI, insurers can standardize execution, reduce leakages and deliver a faster, more transparent and efficient claims process.

30–50%

Faster claim
settlement

15–25%

Lower claim
costs

20–40%

Higher recovery
value

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions.

Everything you need to know about the UCI Claims Orchestration Platform, integration, and stakeholder governance.

01. What is UCI, and how is it different from an insurer’s existing claims system?

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UCI is an insurer-controlled claims orchestration and execution layer. It connects the insurer’s existing policy, FNOL and claims systems with surveyors, workshops, policyholders, parts suppliers, recovery partners and other participants involved in claim execution. UCI focuses on coordinating workflows, partner activity, approvals, status visibility, SLAs and reporting without requiring the insurer to replace its existing core systems.

02. Can UCI work with our existing insurance systems?

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Yes. UCI is designed to work alongside existing insurer systems and connect relevant claim data and workflow events between them. The specific integration approach depends on the insurer’s existing systems, processes, data requirements and integration architecture.

03. Which stakeholders can be connected through UCI?

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UCI can connect the stakeholders involved in claim execution, including surveyors, workshops, policyholders, parts and service partners, recovery and RVSF partners, fleet or corporate clients, TPAs and other authorized ecosystem participants. The ecosystem can be configured according to the insurer’s operating model and claim workflows.

04. Can UCI manage the complete motor claim execution journey?

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UCI can orchestrate workflows across the claim execution journey, from claim registration and partner allocation through inspection, estimate submission, approvals, repair execution, status tracking, customer updates, recovery activities and handoff toward settlement. The exact workflow can vary according to the insurer’s processes and governance requirements.

05. How does UCI help insurers control surveyor and workshop performance?

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UCI provides centralized visibility into partner activity, claim status, SLAs, turnaround times, exceptions and workflow progress. This allows insurers to monitor execution across surveyors and workshops, identify delays or exceptions, and manage partner performance using structured operational data.

06. Can UCI support digital approvals and re-approvals?

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Yes. UCI can coordinate digital approval workflows for estimates and other claim-related actions, including re-approvals and exceptions. Approval rules and workflow stages can be aligned with the insurer’s defined processes and authority structure.

07. Can policyholders track their claim through UCI?

+

Yes. UCI can connect the policyholder experience to the claim execution workflow, enabling relevant claim milestones, survey updates, approval progress, repair status and other updates to be communicated digitally through the appropriate customer-facing channel, such as RumPum.

08. Can UCI connect parts, salvage and other claim-value recovery partners?

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Yes. UCI can extend the claim ecosystem beyond survey and repair workflows to relevant parts, vendor and recovery processes. Depending on the operating model, this can include parts procurement and pricing workflows through connected supplier systems, as well as salvage and vehicle scrappage processes through authorized recovery partners.

Still have questions about UCI Claims Platform? Talk to Our Team
START WITH CONTROL

Start with Control. Scale with Confidence.

Insurance claims don’t fail because of missing systems. They fail when execution moves beyond insurer control. UCI enables insurance organizations to regain visibility, governance, and execution control across all partners.

Unified governance
Zero leakage execution
Real-time visibility
Network orchestration

Modernize your insurance claims ecosystem today

Precision in Claim Orchestration.

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