MOTOR INSURANCE & CLAIMS

Connect Every Claim.
Keep Every Stakeholder Moving.

Bring insurers, surveyors, workshops, policyholders and claims partners into one connected operating ecosystem - from first notification and inspection to repair, settlement and recovery.

End-to-End Claim Visibility

Automated Workflow & Approvals

Secure Document Management

Real-Time Reporting & Analytics

Connected Partner Ecosystem

Faster, Transparent Settlements

THE MOTOR CLAIMS REALITY

A Claim May Start With One Customer.
Its Resolution Depends on an Entire Network.

A motor claim moves through multiple people, organizations and decisions. Insurers need information from surveyors, repair estimates from workshops, parts availability, approvals, repair updates and documentation - while policyholders expect visibility throughout the journey.

01

Fragmented Claim Execution

Claims move between insurer teams, surveyors, workshops and customers.

02

Field Evidence

Inspection and loss assessment depend on timely, structured information.

03

Estimate & Approval Dependencies

Repair cannot progress smoothly when estimates, queries or approvals remain unresolved.

04

Repair & Parts Visibility

The insurer needs visibility after the vehicle enters the workshop.

05

SLA & Claim Ageing

Every handoff can affect turnaround time and claim ageing.

06

Customer Visibility

Policyholders need clear information about where their claim stands.

THE MOTOR INSURANCE ECOSYSTEM

Every Claim Connects
an Entire Network.

Insurer-Led Claims Control Architecture

Insurer-Led Claim Network Ecosystem

The Motor Claim Journey Across the Ecosystem

01 Claim Control
Claims Teams
  • FNOL
  • Assignment
  • Assessment
  • Approval
  • Repair
  • Settlement
02 Field Assessment
Surveyors
  • Assignment
  • Inspection
  • Evidence
  • Assessment
  • Report
03 Repair Execution
Workshops
  • Vehicle Intake
  • Estimate
  • Approval
  • Repair
  • Quality
  • Completion
04 Customer Visibility
Policyholders
  • Claim Intimation
  • Inspection
  • Approval
  • Repair Updates
  • Settlement
05 Repair Supply
Parts & Service Partners
  • Requirement
  • Parts Fulfilment
  • Repair
  • Documentation
06 Value Recovery
Recovery & Salvage
  • Assessment
  • Total Loss
  • Salvage
  • Recovery
  • Documentation
RAMP connects the stakeholders around the insurer's claim operation - without requiring every participant to operate the same system.
THE CLAIM JOURNEY

From First Notification to Final Settlement -
Connected End to End.

01

Claim Intimation

Capture the claim and initiate the workflow.

02

Assignment

Route the case to the appropriate surveyor or claims resource.

03

Inspection

Capture structured vehicle condition and field evidence.

04

Assessment

Review damage, documents and loss information.

CONTINUOUS OPERATING FLOW
05

Estimate & Approval

Coordinate estimates, queries, approvals and re-approvals.

06

Repair Execution

Track repair progress, parts and workshop activity.

07

Settlement

Bring claim documentation and settlement information together.

08

Recovery & Closure

Manage salvage, recovery, documentation and final closure where applicable.

One claim journey. One connected view of every handoff.
WHERE RAMP FITS

Connect the Operations Behind Every Motor Claim.

01

Claim Orchestration

Coordinate claim stages, assignments, approvals, exceptions and handoffs across the ecosystem.

02

Survey & Field Inspection

Digitize inspection workflows and bring structured field evidence back into the claim process.

03

Workshop & Repair Coordination

Connect estimates, approvals, repair execution and claim status across workshop networks.

04

Parts & Repair Control

Connect repair requirements with parts availability, supplier workflows and transaction information.

05

Customer Communication

Give policyholders relevant visibility into claim progress, requirements and updates.

06

Recovery & Salvage

Connect total-loss, salvage and recovery workflows where applicable.

BUILT FOR DIFFERENT CLAIM OPERATING MODELS

One Claims Ecosystem. Different Ways to Operate.

01

Insurer-Owned Claims Network

Insurer
Internal Claims Team
Surveyor
Workshop
Settlement

For insurers managing a largely controlled internal claims operation.

02

Partner-Driven Claims Network

Insurer
Surveyor Network
Workshop Network
Partner Ecosystem

For insurers coordinating a large external partner network.

03

Multi-Network Claims Operation

Insurer
Multiple Surveyor Networks
Multiple Workshop Networks
Other Service Partners

For insurers operating across regions, partner networks and different service models.

04

Digitally Orchestrated Claims

Claim
Digital Assignment
Digital Inspection
Digital Approval
Digital Repair Tracking
Settlement

For organizations progressively digitizing claims execution.

Different operating models. One insurer-controlled view.
INDUSTRY USE CASES

Built Around the Decisions That Shape
Claim Performance.

01

Surveyor Assignment
& SLA

Challenge

Claims need to reach the appropriate surveyor and progress within expected timelines.

RAMP

Coordinate assignment, inspection status, pending actions and SLA visibility.

Outcome
Greater visibility into field-execution progress.
02

Digital Vehicle
Inspection

Challenge

Field evidence may arrive through disconnected channels and formats.

RAMP

Provide structured digital inspection and evidence capture through relevant workflows.

Outcome
More consistent claim evidence and easier downstream review.
03

Estimate & Approval
Coordination

Challenge

Repair estimates, queries, approvals and re-approvals can create handoff delays.

RAMP

Connect workshop estimates with insurer review and approval workflows.

Outcome
Better visibility into approval status and repair readiness.
04

Workshop Repair
Tracking

Challenge

After approval, insurers can lose visibility into what is happening at the workshop.

RAMP

Connect workshop repair status, claim information and completion updates.

Outcome
Greater visibility from approval through repair completion.
05

Policyholder Claim
Visibility

Challenge

Customers often need updates from multiple stakeholders.

RAMP

Connect relevant claim status and customer communication workflows.

Outcome
A clearer customer experience across the claim journey.
06

Salvage &
Recovery

Challenge

Total-loss and recovery processes involve additional stakeholders and documentation.

RAMP

Connect recovery and salvage workflows with the wider claim lifecycle where applicable.

Outcome
Greater visibility into post-assessment recovery activities.
CLAIMS PERFORMANCE

See Where Every Claim Stands -
and Where the Process Is Slowing Down.

Claims Command Center - Network Performance View

Live Network View
Open Claims
Claims Aging
Survey TAT
Estimate Approval TAT
Repair TAT
Settlement TAT

Claims Pipeline

Claims by Stage
Pending Claims
New Claims
Closed Claims
Open Claims
Claim Ageing

Surveyor Performance

Claims Assigned
Pending Surveys
Inspection TAT
SLA Compliance
Report Submission TAT
Reinspection / Query Cases

Workshop Performance

Claims Under Repair
Repair TAT
Estimate TAT
Pending Repairs
Approval TAT
SLA Compliance

Financial & Recovery

Average Claim Cost
Labour Cost
Repair Cost
Settlement Value
Parts Cost
Salvage / Recovery Value
Move from claim-level visibility to network-level claims intelligence.
RAMP PLATFORM

The Capabilities Behind a
Connected Motor Claims Ecosystem.

Combine the RAMP products and enterprise solutions relevant to your claims operating model, from orchestration and field survey to workshop execution, parts control and policyholder engagement.

COMPOSABLE ARCHITECTURE

Connect the capabilities you need around the claim journey - while keeping the insurer at the center of the operating model.

BUSINESS IMPACT

Build a More Connected,
Predictable Claims Operation.

Claims
Visibility

See claim status, pending actions and exceptions across the ecosystem.

Faster
Coordination

Reduce unnecessary handoffs between claims teams, surveyors and workshops.

Partner
Accountability

Monitor surveyor, workshop and partner execution against defined workflows and SLAs.

Better Customer
Experience

Provide clearer visibility and consistent updates throughout the claim journey.

Cost & Recovery
Control

Improve visibility into repair, parts, settlement and recovery information.

Operational
Governance

Give claims leadership a centralized view for monitoring, intervention and decision-making.

FREQUENTLY ASKED QUESTIONS

Everything You Need to Know
About Motor Claims Operations

Find clear answers to common questions about our platform, products, integrations, and deployment models.

01. What types of insurance organizations can use RAMP?

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RAMP can support general insurers and organizations managing motor-insurance claims and partner ecosystems, depending on the operating model and integrations required.

02. Can RAMP work with our existing core insurance or claims system?

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Yes. RAMP should be positioned as an execution and orchestration layer, not necessarily as a replacement for core policy administration or existing claims systems. Integration scope depends on the systems and workflows involved.

03. Can RAMP connect surveyors and workshops?

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Yes. Relevant RAMP capabilities can connect surveyor assignment and inspection workflows with workshop estimates, approvals, repair execution and status visibility.

04. Can policyholders track their claim?

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Relevant RAMP customer-engagement capabilities can provide claim-related visibility and communication, depending on the configured workflow.

05. Can RAMP manage digital vehicle inspections?

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Yes. UniClaim provides digital surveyor inspection and evidence workflows for supported motor-insurance use cases.

06. Can RAMP monitor surveyor and workshop performance?

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Yes. Claims teams can monitor operational stages, turnaround times, pending cases, SLA-related indicators and partner performance through configured workflows.

07. Can RAMP connect parts and salvage workflows?

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Yes. RAMP can connect relevant parts, supplier, salvage and recovery workflows where those capabilities are part of the implementation.

08. Can we start with one claims workflow and expand?

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Yes. The ecosystem can be introduced progressively across selected workflows, partner groups or claim stages and expanded over time.

BUILD A CONNECTED MOTOR CLAIMS ECOSYSTEM

Connect Every Claim. Control Every Handoff.

Bring claims teams, surveyors, workshops, policyholders and partners into one connected operating model.

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